Founded in 2014, Earnest operates in financial services. Investors last valued the company at $375M. Its shares do not trade on a public exchange.
1 valuation. The latest, $375M post-money, was set by the Series B in Nov 2015.
Google Ventures
Menlo VenturesEarnest offers private student loans, student loan refinancing and personal loans through a financial-technology platform aimed at helping people pay down education debt and get on a stronger financial footing. NerdWallet named Earnest its 2026 winner for Best Student Loan Refinancing. The company is headquartered in San Francisco and was founded in 2013.
Navient, a student-loan servicer, agreed in October 2017 to acquire Earnest, describing it as a technology company that uses data science and design to rebuild financial services.
Listed funds carry late-stage private names. A fund's latest schedule of investments shows whether it holds Earnest.
Often trade at a premium or discount to NAV.
Platforms match existing holders with buyers. Earnest availability at any moment is set by the holders.
High minimums, transfer approval, company right-of-first-refusal.
Valuations, rounds and IPO status for every company in the directory — Earnest included.
Lead investors for each round are in the funding timeline.
The closest financial services peers are on the competitors page.
The routes section explains what is realistically available for a company at this stage.
No. Earnest is a private company; its shares do not trade on a public exchange.
Perpetual markets for stocks, gold, indices and pre-IPO names — settled on-chain, no wallet-to-exchange transfers.
