Zilch, headquartered in United Kingdom, remains privately held in the fintech (buy now, pay later / ad-subsidised payments) space. Its most recent disclosed valuation is $2B. No public ticker exists for the company.
1 valuation. The latest, $2B post-money, was set by the Series C in Nov 2021.
Ventura CapitalLEADGGauss VenturesLEAD
Goldman SachsLEAD
DMG VenturesLEADBBNF CapitalVentura CapitalGauss VenturesGoldman SachsZilch is a British direct-to-consumer payments network, founded in 2018 by Philip Belamant, Serge Belamant and Sean O'Connor, that offers a debit and buy-now-pay-later product funded partly by advertising revenue. The company is headquartered in London with an office in Miami and a technology hub in Krakow, Poland.
Since its 2020 launch Zilch has grown to more than five million registered customers and over £5 billion in gross merchandise value, and in 2025 it introduced Zilch Intelligent Commerce, an AI data platform that helps retailers personalise offers, alongside a planned one-click checkout product called Zilch Pay.
Listed funds carry late-stage private names. A fund's latest schedule of investments shows whether it holds Zilch.
Often trade at a premium or discount to NAV.
Platforms match existing holders with buyers. Zilch availability at any moment is set by the holders.
High minimums, transfer approval, company right-of-first-refusal.
Valuations, rounds and IPO status for every company in the directory — Zilch included.
The closest fintech (buy now, pay later / ad-subsidised payments) peers are on the competitors page.
The routes section explains what is realistically available for a company at this stage.
No. Zilch is a private company; its shares do not trade on a public exchange.
The last valuation is $2B.
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