Home/Companies/Bilt Rewards vs Ripple

Company pair · Fintech

Bilt Rewards vs Ripple: Valuation, Funding, Trajectory

Fintech Both private US-headquartered No Canborsa market

Bilt Rewards and Ripple are often weighed against each other in fintech.

On this pageSide by side Valuation marks What each discloses Verdict FAQ

Bilt RewardsPRIVATE · US

RipplePRIVATE · US

Last valuation$10.75B$50B

Basis Post-money Tender

As ofJul 2025Mar 2026

Founded20192012

Employees≈200≈1,120

On CanborsaNo marketNo market

At a glance

$10.75B

Bilt RewardsPost-money, Growth Round · Jul 2025

$50B

RippleTender, Share Buyback Tender Offer · Mar 2026

Different bases — the numbers stay side by side

Gap

0 of 2

On CanborsaNeither company has a market

Head-to-head · field by field

Bilt Rewards vs Ripple — side by side

Field

Bilt RewardsPRIVATE · FOUNDED 2019

RipplePRIVATE · FOUNDED 2012

Last valuation

$10.75B Post-money

$50B Tender

Valuation date

10 Jul 2025

11 Mar 2026

Valuation basis

Post-money

Tender

Latest round

Growth Round

Share Buyback Tender Offer

Round size

$250M

$750M

Named investors

General Catalyst GID United Wholesale Mortgage Left Lane Capital

Andreessen Horowitz Lightspeed Venture Partners Pantera Capital Google Ventures

Founded

2019

2012

Employees (est.)

≈200

≈1,120

Sector & HQ

Financial technology (rent/mortgage payments and loyalty rewards) · 🇺🇸 US

Crypto / enterprise blockchain payments · 🇺🇸 US

Status & market

Private — no Canborsa market

Valuation · both companies on one scale

Valuation marks

Each bar is the last disclosed mark — $10.75B for Bilt Rewards (post-money, Jul 2025) and $50B for Ripple (tender, Mar 2026).

Bilt Rewards

$10.75BPost-money · Jul 2025

Ripple

$50BTender · Mar 2026

BILT REWARDS · $10.75B · JUL 2025RIPPLE · $50B · MAR 2026

Bilt Rewards vs Ripple · what each company discloses

What each company discloses, and what it leaves out

Bilt RewardsPRIVATEFintech · US · 2019

+Last disclosed mark $10.75B — post-money, Jul 2025.

+Founded 2019 .

+≈200 employees.

+Latest round: Growth Round, $250M raised, led by General Catalyst.

RipplePRIVATEFintech · US · 2012

+Last disclosed mark $50B — tender, Mar 2026.

+Founded 2012 .

+≈1,120 employees.

+Latest round: Share Buyback Tender Offer, $750M raised.

Verdict

Verdict

The $10.75B tells you…

What an investor paid for newly issued shares — a primary round, priced post-money.

How much capital arrived with it:$250M, led by General Catalyst in Jul 2025.

A dated print: it moves only when a newer round is announced.

The $50B tells you…

What buyers paid for shares that already existed — existing shares changed hands in a tender.

The size of that transaction:$750Min Mar 2026.

Existing shares moved between holders; the company's balance sheet stayed unchanged.

A post-money print and a tender print are priced by different buyers under different terms, so the two numbers stay side by side, each with its own chip, and no ratio is scored. Both are private: there is no public quote and no Canborsa market on either name.

Frequently asked questions

Are Bilt Rewards and Ripple in the same sector?›

Bilt Rewards' sector is Financial technology (rent/mortgage payments and loyalty rewards); Ripple's sector is Crypto / enterprise blockchain payments.

How do Bilt Rewards and Ripple compare in valuation?›

Bilt Rewards is valued at $10.8B, and Ripple at $50B.

How old are Bilt Rewards and Ripple?›

Bilt Rewards was founded in 2019, and Ripple was founded in 2012.

What's the team size at Bilt Rewards versus Ripple?›

Bilt Rewards employs around 200 people; Ripple employs around 1,120.

What's the IPO status of Bilt Rewards and Ripple?›

Bilt Rewards is private, and Ripple is private.