Home/Companies/Plaid vs Rapyd

Company pair · Fintech

Plaid vs Rapyd

Fintech Both private US · IL No Canborsa market

This comparison puts Plaid next to Rapyd within fintech on size, funding and trajectory.

On this pageSide by side Valuation marks What each discloses Verdict FAQ

PlaidPRIVATE · US

RapydPRIVATE · IL

Last valuation$8B$4.5B

Basis Tender Post-money

As ofFeb 2026Jan 2025

Founded20132016

Employees≈1,200≈1,600

On CanborsaNo marketNo market

At a glance

$8B

PlaidTender, Employee share sale · Feb 2026

$4.5B

RapydPost-money, Extended round (PayU acquisition) · Jan 2025

Different bases — the numbers stay side by side

Gap

0 of 2

On CanborsaNeither company has a market

Head-to-head · field by field

Plaid vs Rapyd — side by side

Field

PlaidPRIVATE · FOUNDED 2013

RapydPRIVATE · FOUNDED 2016

Last valuation

$8B Tender

$4.5B Post-money

Valuation date

26 Feb 2026

1 Jan 2025

Valuation basis

Tender

Post-money

Latest round

Employee share sale

Extended round (PayU acquisition)

Named investors

Spark Capital New Enterprise Associates Google Ventures Goldman Sachs Investment Partners

Target Global Fidelity Ventures Altimeter Capital Whale Rock Capital

Founded

2013

2016

Employees (est.)

≈1,200

≈1,600

Sector & HQ

Financial technology (banking data API) · 🇺🇸 US

Fintech / payments · 🇮🇱 IL

Status & market

Private — no Canborsa market

Valuation · both companies on one scale

Valuation marks

Each bar is the last disclosed mark — $8B for Plaid (tender, Feb 2026) and $4.5B for Rapyd (post-money, Jan 2025).

Plaid

$8BTender · Feb 2026

Rapyd

$4.5BPost-money · Jan 2025

PLAID · $8B · FEB 2026RAPYD · $4.5B · JAN 2025

Plaid vs Rapyd · what each company discloses

What each company discloses, and what it leaves out

PlaidPRIVATEFintech · US · 2013

+Last disclosed mark $8B — tender, Feb 2026.

+Founded 2013 .

+≈1,200 employees.

RapydPRIVATEFintech · IL · 2016

+Last disclosed mark $4.5B — post-money, Jan 2025.

+Founded 2016 .

+≈1,600 employees.

+Latest round: Extended round (PayU acquisition), $500M raised, led by unnamed investors.

Verdict

Verdict

The $8B tells you…

What buyers paid for shares that already existed — existing shares changed hands in a tender.

The size of that transaction is undisclosed.

Existing shares moved between holders; the company's balance sheet stayed unchanged.

The $4.5B tells you…

What an investor paid for newly issued shares — a primary round, priced post-money.

How much capital arrived with it:$500M, led by unnamed investors in Jan 2025.

A dated print: it moves only when a newer round is announced.

A tender print and a post-money print are priced by different buyers under different terms, so the two numbers stay side by side, each with its own chip, and no ratio is scored. Both are private: there is no public quote and no Canborsa market on either name.