CRED, headquartered in India, remains privately held in the fintech / payments space. Its most recent disclosed valuation is $4.5B (post-money). The stock is not listed on any public market.
3 valuations. The latest, $4.5B post-money, was set by the Series H in Jun 2026.
RTP GlobalLEADSSofinaLEADQQED Innovation LabsLEADGGIC SingaporeLEADFFalcon Edge CapitalLEAD
Coatue ManagementLEAD
DST GlobalLEAD
Ribbit CapitalLEAD
Tiger Global Management
Coatue
Insight PartnersMMarshall WaceRTP GlobalCRED, legally Dreamplug Technologies Private Limited, is an Indian fintech company built around a members-only app for people with strong credit scores. Members pay credit card bills, access lending products such as CRED Cash and CRED RentPay, and earn CRED coin rewards that unlock deals from partner brands.
Founded in 2018 by Kunal Shah in Bengaluru, CRED later added CRED Store for shopping, CRED Garage for motor insurance, and CRED Money for investments, moving the company from a rewards app toward a broader lifestyle and financial-services platform. In March 2026 the Reserve Bank of India authorised CRED to operate as a payment aggregator.
Listed funds carry late-stage private names. A fund's latest schedule of investments shows whether it holds CRED.
Often trade at a premium or discount to NAV.
Platforms match existing holders with buyers. CRED availability at any moment is set by the holders.
High minimums, transfer approval, company right-of-first-refusal.
Valuations, rounds and IPO status for every company in the directory — CRED included.
The last valuation is $4.5B (post-money, Jun 2026).
Lead investors for each round are in the funding timeline.
The closest fintech / payments peers are on the competitors page.
The routes section explains what is realistically available for a company at this stage.
No. CRED is a private company; its shares do not trade on a public exchange.
Perpetual markets for stocks, gold, indices and pre-IPO names — settled on-chain, no wallet-to-exchange transfers.
