CRED has 6 close competitors: OneCard, Papaya Global, Razorpay.
Sector, valuation and status for each competitor.
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competitor›A private valuation and a public market cap share one column; each row names its basis and date.
CREDOneCardRazorpayAjaibAvantBharatPeCRED, legally Dreamplug Technologies Private Limited, is an Indian fintech company offering exposure to a platform for credit card bill payments, lending and lifestyle rewards for high-credit-score users.
CRED competes with 6 companies here: OneCard, Papaya Global, Razorpay, Ajaib, Avant, BharatPe.
CRED was last valued at $4.5B (post-money, Jun 2026). That price was agreed in one transaction and holds until the next round. A listed competitor is repriced every trading session.
The last valuation is $4.5B (post-money, Jun 2026).
Lead investors for each round are in the funding timeline.
The closest fintech / payments peers are on the competitors page.
The routes section explains what is realistically available for a company at this stage.
No. CRED is a private company; its shares do not trade on a public exchange.
Perpetual markets for stocks, gold, indices and pre-IPO names — settled on-chain, no wallet-to-exchange transfers.
