Creditas — Valuation, Funding & Investors

Creditas is a Brazilian fintech built around secured lending, letting people borrow against assets they already own through home-equity, auto-equity and payroll-deducted personal loans instead of unsecured credit. The company has since added Creditas Store, a payroll-linked ecommerce channel, and Creditas Home, a real estate services package covering renovation and property trade-in.

Headquartered in Brazil, Creditas expanded loan origination into Mexico and opened a technology hub in Valencia, Spain, building a product-technology team of nearly 400 people. By mid-2020 its loan portfolio had reached one billion reais, growing 2.2 times over the previous year despite the pandemic.

Listed funds carry late-stage private names. A fund's latest schedule of investments shows whether it holds Creditas.

Often trade at a premium or discount to NAV.

Platforms match existing holders with buyers. Creditas availability at any moment is set by the holders.

High minimums, transfer approval, company right-of-first-refusal.

Valuations, rounds and IPO status for every company in the directory — Creditas included.

The closest fintech (secured lending) peers are on the competitors page.

The routes section explains what is realistically available for a company at this stage.

No. Creditas is a private company; its shares do not trade on a public exchange.

The last valuation is $3.3B (post-money, Dec 2025).

Lead investors for each round are in the funding timeline.