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KLARNA
Klarna
Financial technology (buy now, pay later / digital bank) · Stockholm · Sweden · Founded · 2005 · ≈ · 2,907 · employees

Klarna competitors

Public

Klarna has 8 close competitors: bKash, M1 Finance, OPay, Affirm, Afterpay.

ProfileValuationFundingCompetitorsStock & IPOHow to invest
Peer set

Who competes with Klarna

Sector, valuation and status for each competitor.

company profileKlarna›
$6.7Bpost-money · Sep 2025
Founded 2005Sweden
competitorbKash›
$2Bas of Jan 2024
Founded 2010Private
competitorM1 Finance›
$1.4Bas of Jul 2021
Founded 2015Private
competitorOPay›
$2Bas of Aug 2021
Founded 2018Private
competitorAcorns›
$1.9Bas of Mar 2022
Founded 2012IPO filed
competitorADVASA›
$2.5Bas of Apr 2022
Founded 2017Private
competitorAirwallex›
$11Bas of Jun 2026
Founded 2015Private
APUBLICAffirmcompetitor

market cap

PUBLIC
APUBLICAfterpaycompetitor

market cap

PUBLIC
Head-to-head

Klarna and its peers, side by side

A private valuation and a public market cap share one column; each row names its basis and date.

Company
Sector
Founded
Valuation / market cap
Status
HQ
On Canborsa
Klarna
Financial technology (buy now, pay later / digital bank)
2005
$6.7Bpost-money · Sep 2025
PUBLIC
Sweden
Company profile
BbKash
Fintech / mobile financial services
2010
$2BJan 2024
PRIVATE
BD
Company profile
M1 Finance
Fintech (robo-advisory brokerage, borrowing, banking)
2015
$1.4BJul 2021
PRIVATE
United States
Company profile
OOPay
Mobile banking / fintech
2018
$2BAug 2021
PRIVATE
Nigeria
Company profile
Acorns
Fintech / micro-investing
2012
$1.9BMar 2022
IPO FILED
United States
Company profile
ADVASA
Earned wage access / payroll advance fintech
2017
$2.5BApr 2022
PRIVATE
Japan
Company profile
Airwallex
Fintech / cross-border payments
2015
$11Bpost-money · Jun 2026
PRIVATE
Singapore
Company profile
AAffirm
market cap
PUBLIC
Public equity
AAfterpay
market cap
PUBLIC
Public equity
Context · reading the peer set

Where Klarna meets its rivals

What Klarna sells, and where the rivals meet it

Klarna Group plc is a Swedish financial-technology company and digital bank providing digital payments, short-term consumer credit, cards, banking services and merchant tools for online and in-store commerce. It is best known for buy now, pay later products and listed on the NYSE in September 2025.

Klarna competes with 8 companies here: bKash, M1 Finance, OPay, Acorns, ADVASA, Airwallex, Affirm, Afterpay.

A private valuation and a public price

Klarna was last valued at $6.7B (post-money, Sep 2025). That price was agreed in one transaction and holds until the next round. A listed competitor is repriced every trading session.

Klarna on Canborsa
MarketClosest: HOOD-PERP
Fees0.07% per side · 0.14% round-trip
Fundingevery 1h

Klarna competitors — frequently asked questions

Who has invested in Klarna?›

Lead investors for each round are in the funding timeline.

Who are Klarna's competitors?›

The closest financial technology (buy now, pay later / digital bank) peers are on the competitors page.

How can I get exposure to Klarna?›

The routes section explains what is realistically available for a company at this stage.

Is Klarna publicly traded?›

Yes. Klarna is listed on NYSE as KLAR.

What is Klarna's valuation?›

The last valuation is $6.7B (post-money, Sep 2025).

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