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Company pair · Fintech

Bilt Rewards vs Chime Financial: Valuation, Funding, Trajectory

Fintech Bilt Rewards private Chime Financial public US-headquartered No Canborsa market

Bilt Rewards and Chime Financial are often weighed against each other in fintech.

On this pageSide by side Valuation marks What each discloses Verdict FAQ

Bilt RewardsPRIVATE · US

Chime FinancialPUBLIC · US

Last valuation$10.75B$12.65B

Basis Post-money Market cap

As ofJul 2025Sep 2026

Founded20192012

Employees≈200≈1,300

On CanborsaNo marketNo market

At a glance

$10.75B

Bilt RewardsPost-money, Growth Round · Jul 2025

$12.65B

Chime FinancialMarket cap, Market Cap · Sep 2026

A dated print and a public quote stay on separate scales

Gap

0 of 2

On CanborsaNeither company has a market

Head-to-head · field by field

Bilt Rewards vs Chime Financial — side by side

Field

Bilt RewardsPRIVATE · FOUNDED 2019

Chime FinancialPUBLIC · FOUNDED 2012

Last valuation

$10.75B Post-money

$12.65B Market cap

Valuation date

10 Jul 2025

2 Sep 2026

Valuation basis

Post-money

Market cap

Latest round

Growth Round

Market Cap

Named investors

General Catalyst GID United Wholesale Mortgage Left Lane Capital

Sequoia Capital Global Equities

Founded

2019

2012

Employees (est.)

≈200

≈1,300

Sector & HQ

Financial technology (rent/mortgage payments and loyalty rewards) · 🇺🇸 US

Financial technology (consumer neobank) · 🇺🇸 US

Status & market

Private — no Canborsa market

Public — no Canborsa market

Valuation · both companies on one scale

Valuation marks

Each bar is the last disclosed mark — $10.75B for Bilt Rewards (post-money, Jul 2025) and $12.65B for Chime Financial (market cap, Sep 2026).

Bilt Rewards

$10.75BPost-money · Jul 2025

Chime Financial

$12.65BMarket cap · Sep 2026

BILT REWARDS · $10.75B · JUL 2025CHIME FINANCIAL · $12.65B · SEP 2026

Bilt Rewards vs Chime Financial · what each company discloses

What each company discloses, and what it leaves out

Bilt RewardsPRIVATEFintech · US · 2019

+Last disclosed mark $10.75B — post-money, Jul 2025.

+Founded 2019 .

+≈200 employees.

+Latest round: Growth Round, $250M raised, led by General Catalyst.

Chime FinancialPUBLICFintech · US · 2012

+Last disclosed mark $12.65B — market cap, Sep 2026.

+Founded 2012 .

+≈1,300 employees.

Verdict

Verdict

The $10.75B tells you…

What an investor paid for newly issued shares — a primary round, priced post-money.

How much capital arrived with it:$250M, led by General Catalyst in Jul 2025.

A dated print: it moves only when a newer round is announced.

The $12.65B tells you…

A post-money print and a market cap print are priced by different buyers under different terms, so the two numbers stay side by side, each with its own chip, and no ratio is scored. Chime Financial is public, and there is no Canborsa market on either name — the dated prints above stay separate from any live quote.

Frequently asked questions

Are Bilt Rewards and Chime Financial in the same sector?›

Bilt Rewards operates in Financial technology (rent/mortgage payments and loyalty rewards), and Chime Financial operates in Financial technology (consumer neobank).

Which is worth more, Bilt Rewards or Chime Financial?›

Bilt Rewards was last valued at $10.8B in July 2025, and Chime Financial at $12.7B in September 2026.

How old are Bilt Rewards and Chime Financial?›

Bilt Rewards was founded in 2019, and Chime Financial was founded in 2012.

Is Bilt Rewards or Chime Financial a public company?›

Bilt Rewards is private, and Chime Financial is public.

What countries are Bilt Rewards and Chime Financial from?›

Bilt Rewards is headquartered in United States, and Chime Financial in United States.