Poland: Crypto Trading Rules & Available Platforms

Poland's regulator currently permits crypto trading.

Asset classes on Canborsa

Crypto perps

52 markets ›

Stock & pre-IPO perps

26 markets ›

Commodity perps

4 markets ›

Index perps

4 markets ›

EUR 1 minimum with no deposit fee, crediting in 0-3 days or instantly; a PLN account needs conversion first.

Kraken's supported deposit currencies exclude the zloty, so a Polish user funds the account in EUR instead.

Available across the EEA but priced as a convenience rail: EUR 10 minimum plus EUR 0.25 + 3.75%.

EUR 1 minimum and near-instant, but the deposit is held 72 hours before it can be withdrawn.

SWIFT

funding rail

WORKS

Global EUR fallback with a EUR 4 minimum and EUR 3 fee, taking 1-5 business days to arrive.

MiCA restricts the crypto-asset services the KNF lists to providers holding CASP authorisation.

19% flat personal income tax on income from the disposal of virtual currencies. Income is the year's total proceeds from such disposals less the deductible costs defined in article 22(14)-(16), and it sits in its own basket, separate from other capital income.

Poland treats crypto trading as legal.

31 exchanges serve Poland, among them Aevo, ApeX and Aster.

In Poland, crypto accounts can be funded using SEPA / SEPA Instant transfer (EUR), Debit card and PayPal.

Contracts for difference sold to retail clients are restricted, and binary options are banned outright for retail, by product-intervention decisions of the KNF itself - the national measures that replaced ESMA's expired EU-wide intervention.

Canborsa charges 0.07% per side (0.14% round trip).