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Company pair · Fintech
VS

CRED vs OneCard

Fintech Both private IN-headquartered No Canborsa market

This comparison puts CRED next to OneCard within fintech on size, funding and trajectory.

On this pageSide by sideValuation marksWhat each disclosesVerdictFAQ
CREDPRIVATE · IN
OneCardPRIVATE · IN
VS
Last valuation$4.5B$1.4B
Basis Post-money Post-money
As ofJun 2026Jul 2022
Founded20182019
On CanborsaNo marketNo market
At a glance
$4.5B
CREDPost-money, Series H · Jun 2026
$1.4B
OneCardPost-money, Series D extension · Jul 2022
3.21×
GapBoth post-money, 47 months apart
0 of 2
On CanborsaNeither company has a market
VS
Head-to-head · field by field

CRED vs OneCard — side by side

Field
CREDPRIVATE · FOUNDED 2018
OneCardPRIVATE · FOUNDED 2019
VS
Last valuation
$4.5B Post-money
$1.4B Post-money
Valuation date
22 Jun 2026
13 Jul 2022
Valuation basis
Post-money
Post-money
Latest round
Series H
Series D extension
Round size
$900M
$28.5M
Round lead
Meta Platforms
Better Tomorrow Ventures, Peak XV
Named investors
Sequoia Capital India DST Global Tiger Global Management Coatue
Temasek QED Investors Sequoia Capital India Hummingbird Ventures
Founded
2018
2019
Sector & HQ
Fintech / payments · 🇮🇳 IN
Fintech (mobile-first credit cards) · 🇮🇳 IN
Status & market
Private — no Canborsa market
Private — no Canborsa market
Valuation · both companies on one scale

Valuation marks

Each bar is the last disclosed mark — $4.5B for CRED (post-money, Jun 2026) and $1.4B for OneCard (post-money, Jul 2022).

CRED
$4.5BPost-money · Jun 2026
OneCard
$1.4BPost-money · Jul 2022
CRED · $4.5B · JUN 2026ONECARD · $1.4B · JUL 2022
CRED vs OneCard · what each company discloses

What each company discloses, and what it leaves out

CREDPRIVATEFintech · IN · 2018
+Last disclosed mark $4.5B — post-money, Jun 2026.
+Founded 2018 .
+≈1,056 employees.
+Latest round: Series H, $900M raised, led by Meta Platforms.
OneCardPRIVATEFintech · IN · 2019
+Last disclosed mark $1.4B — post-money, Jul 2022.
+Founded 2019 .
+Latest round: Series D extension, $28.5M raised, led by Better Tomorrow Ventures.
+
Verdict

Verdict

The $4.5B tells you…
What an investor paid for newly issued shares — a primary round, priced post-money.
How much capital arrived with it:$900M, led by Meta Platforms in Jun 2026.
A dated print: it moves only when a newer round is announced.
The $1.4B tells you…
What an investor paid for newly issued shares — a primary round, priced post-money.
How much capital arrived with it:$28.5M, led by Better Tomorrow Ventures in Jul 2022.
A dated print: it moves only when a newer round is announced.

Both marks are post-money, so 3.21× compares like with like. Both are private: there is no public quote and no Canborsa market on either name.

Frequently asked questions

What industries are CRED and OneCard in?›

CRED operates in Fintech / payments, and OneCard operates in Fintech (mobile-first credit cards).

How do CRED and OneCard compare in valuation?›

CRED was last valued at $4.5B in June 2026, and OneCard at $1.4B in July 2022.

How much funding have CRED and OneCard raised?›

CRED has raised $1.5B in total; OneCard has raised $136.1M.

Where are CRED and OneCard based?›

CRED is based in Bengaluru, Karnataka, and OneCard is based in India.

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