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Company pair · Fintech
VS

CRED vs Razorpay: Valuation, Funding, Trajectory

Fintech CRED private Razorpay filed IN-headquartered No Canborsa market

CRED vs Razorpay: two of the better-known names in fintech, compared side by side.

On this pageSide by sideValuation marksWhat each disclosesVerdictFAQ
CREDPRIVATE · IN
RazorpayFILED · IN
VS
Last valuation$4.5B$6B
Basis Post-money Rumored
As ofJun 2026Jan 2026
Founded20182014
Employees≈1,056≈2,000
On CanborsaNo marketNo market
At a glance
$4.5B
CREDPost-money, Series H · Jun 2026
$6B
RazorpayRumored, Series F (2021) / IPO confidential filing 2026 · Jan 2026
Different bases — the numbers stay side by side
Gap
0 of 2
On CanborsaNeither company has a market
VS
Head-to-head · field by field

CRED vs Razorpay — side by side

Field
CREDPRIVATE · FOUNDED 2018
RazorpayFILED · FOUNDED 2014
VS
Last valuation
$4.5B Post-money
$6B Rumored
Valuation date
22 Jun 2026
1 Jan 2026
Valuation basis
Post-money
Rumored
Latest round
Series H
Series F (2021) / IPO confidential filing 2026
Round lead
Meta Platforms
SEBI confidential filing
Named investors
Sequoia Capital India DST Global Tiger Global Management Coatue
Lone Pine Capital Alkeon Capital TCV Tiger Global
Founded
2018
2014
Employees (est.)
≈1,056
≈2,000
Sector & HQ
Fintech / payments · 🇮🇳 IN
Fintech / payments · 🇮🇳 IN
Status & market
Private — no Canborsa market
Filed — no Canborsa market
Valuation · both companies on one scale

Valuation marks

Each bar is the last disclosed mark — $4.5B for CRED (post-money, Jun 2026) and $6B for Razorpay (rumored, Jan 2026).

CRED
$4.5BPost-money · Jun 2026
Razorpay
$6BRumored · Jan 2026
CRED · $4.5B · JUN 2026RAZORPAY · $6B · JAN 2026
CRED vs Razorpay · what each company discloses

What each company discloses, and what it leaves out

CREDPRIVATEFintech · IN · 2018
+Last disclosed mark $4.5B — post-money, Jun 2026.
+Founded 2018 .
+≈1,056 employees.
+Latest round: Series H, $900M raised, led by Meta Platforms.
RazorpayFILEDFintech · IN · 2014
+Last disclosed mark $6B — rumored, Jan 2026.
+Founded 2014 .
+≈2,000 employees.
+
Verdict

Verdict

The $4.5B tells you…
What an investor paid for newly issued shares — a primary round, priced post-money.
How much capital arrived with it:$900M, led by Meta Platforms in Jun 2026.
A dated print: it moves only when a newer round is announced.
The $6B tells you…

A post-money print and a rumored print are priced by different buyers under different terms, so the two numbers stay side by side, each with its own chip, and no ratio is scored. Both are private: there is no public quote and no Canborsa market on either name.

Frequently asked questions

What industries are CRED and Razorpay in?›

CRED operates in Fintech / payments, and Razorpay operates in Fintech / payments.

Which is worth more, CRED or Razorpay?›

CRED was last valued at $4.5B in June 2026, and Razorpay at $6B in January 2026.

How much funding have CRED and Razorpay raised?›

CRED has raised $1.5B in total; Razorpay has raised $535M.

What was the most recent funding round for CRED and Razorpay?›

CRED raised $900M through its Series H round in June 2026, while Razorpay raised $160M through its Series E round in April 2026.

When were CRED and Razorpay founded?›

CRED was founded in 2018, and Razorpay was founded in 2014.

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