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Company pair · Fintech
VS

CRED vs Papaya Global

Fintech Both private IN · US No Canborsa market

CRED vs Papaya Global: two of the better-known names in fintech, compared side by side.

On this pageSide by sideValuation marksWhat each disclosesVerdictFAQ
CREDPRIVATE · IN
VS
Last valuation$4.5B$3.7B
Basis Post-money Post-money
As ofJun 2026Sep 2021
Founded20182016
Employees≈1,056≈700
On CanborsaNo marketNo market
At a glance
$4.5B
CREDPost-money, Series H · Jun 2026
$3.7B
Papaya GlobalPost-money, Series D · Sep 2021
1.22×
GapBoth post-money, 57 months apart
0 of 2
On CanborsaNeither company has a market
VS
Head-to-head · field by field

CRED vs Papaya Global — side by side

Field
CREDPRIVATE · FOUNDED 2018
Papaya GlobalPRIVATE · FOUNDED 2016
VS
Last valuation
$4.5B Post-money
$3.7B Post-money
Valuation date
22 Jun 2026
1 Sep 2021
Valuation basis
Post-money
Post-money
Latest round
Series H
Series D
Round size
$900M
$250M
Round lead
Meta Platforms
Insight Partners, Tiger Global Management
Named investors
Sequoia Capital India DST Global Tiger Global Management Coatue
Insight Partners Bessemer Venture Partners Scale Venture Partners Workday Ventures
Founded
2018
2016
Employees (est.)
≈1,056
≈700
Sector & HQ
Fintech / payments · 🇮🇳 IN
Fintech SAAS (global payroll and workforce payments) · 🇺🇸 US
Status & market
Private — no Canborsa market
Private — no Canborsa market
Valuation · both companies on one scale

Valuation marks

Each bar is the last disclosed mark — $4.5B for CRED (post-money, Jun 2026) and $3.7B for Papaya Global (post-money, Sep 2021).

CRED
$4.5BPost-money · Jun 2026
$3.7BPost-money · Sep 2021
CRED · $4.5B · JUN 2026PAPAYA GLOBAL · $3.7B · SEP 2021
CRED vs Papaya Global · what each company discloses

What each company discloses, and what it leaves out

CREDPRIVATEFintech · IN · 2018
+Last disclosed mark $4.5B — post-money, Jun 2026.
+Founded 2018 .
+≈1,056 employees.
+Latest round: Series H, $900M raised, led by Meta Platforms.
Papaya GlobalPRIVATEFintech · US · 2016
+Last disclosed mark $3.7B — post-money, Sep 2021.
+Founded 2016 .
+≈700 employees.
+Latest round: Series D, $250M raised, led by Insight Partners.
Verdict

Verdict

The $4.5B tells you…
What an investor paid for newly issued shares — a primary round, priced post-money.
How much capital arrived with it:$900M, led by Meta Platforms in Jun 2026.
A dated print: it moves only when a newer round is announced.
The $3.7B tells you…
What an investor paid for newly issued shares — a primary round, priced post-money.
How much capital arrived with it:$250M, led by Insight Partners in Sep 2021.
A dated print: it moves only when a newer round is announced.

Both marks are post-money, so 1.22× compares like with like. Both are private: there is no public quote and no Canborsa market on either name.

Frequently asked questions

Are CRED and Papaya Global in the same sector?›

CRED operates in Fintech / payments, and Papaya Global operates in Fintech SaaS (global payroll and workforce payments).

What is CRED's valuation versus Papaya Global's?›

CRED is valued at $4.5B, and Papaya Global at $3.7B.

Who are the lead investors in CRED and Papaya Global?›

Meta Platforms led the round for CRED; Insight Partners and Tiger Global Management led for Papaya Global.

When were CRED and Papaya Global founded?›

CRED launched in 2018; Papaya Global launched in 2016.

What's the team size at CRED versus Papaya Global?›

CRED has about 1,056 employees, and Papaya Global has about 700.

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